2 min read • Published 7 Oct 25
In-form and Out-of-form: What does this mean?
Table of Contents
Most investors check returns. Few check the “form” of a fund.
Some mutual funds start strong but lose momentum over time. It could be due to market shifts, wrong stock picks, or strategy changes.
2) Recovery could take years, meaning lost returns for investors every year
Here’s what each of the ratings mean:
In-form : Among the top performers in its categoryOn-track: Performing better than most fundsOff-track: Falling behind most fundsOut-of-form: Among the lowest performers
🔍 Why should you look beyond just returns?
PowerUp’s fund ratings tell you how well the fund is performing
Each fund category has its own rhythm, risk, and return profile. So our framework judges funds only against their true peers.
➡️ The science behind PowerUp Ratings
We’ve studied every mutual fund since inception and back-tested 20+ years of data.
Our rating engine combines quantitative analysis and expert judgement to create ratings that aren’t just historical, but predictive.
Rolling returns – measures how consistent the fund’s returns have been over timeVolatility – tells how well a fund protects capital during downturnsRecent performance – captures how well a fund has performed in the last 2 years
Our experts then weigh in on what data can’t yet capture:
⭐️ Keeping your funds in top shape
We constantly monitor and evaluate funds
As an 🔶
🌱 Our advice is 100% unbiased
We are a
This means our sole incentive is to We are a
