⭐️ NEW on PowerUp: Ratings & Rankings for Gold & Silver Funds

Investing in precious metals is no longer about buying jewellery or coins.

Gold & Silver mutual funds have become a smart way for investors to diversify their portfolios – and now, you can evaluate their performance on PowerUp just like you do for equity and hybrid funds.

Inside the Gold & Silver Funds section, you can now see:

• Trailing & Rolling returns
• Performance vs their category benchmarks
• Consistency, Recency & Volatility scores
• How they rank within the category

This will help you quickly identify which funds are currently performing well and which aren’t.

➡️ What exactly are Gold & Silver Funds?

There are three main types:

• Funds that mainly invest in gold
• Funds that mainly invest in silver
• Funds that invest in both gold & silver

They give you the same benefits of owning precious metals – without the hassles of storage, purity checks, or liquidity issues.
And you can invest or redeem them just like any other mutual fund.

➡️ Why should your portfolio have Gold & Silver funds?

Even if you’re an equity-heavy investor, precious metals can play a powerful role in diversifying your portfolio.

Let’s look at how.

➡️ Gold: Your portfolio’s shock absorber

Gold has a decades-long track record of performing well during global stress events. Which basically means whenever Nifty has seen a dip, Gold has risen or held steady.

→ Equity markets fall when earnings slow, liquidity tightens, or uncertainty rises (recessions, rate hikes, geopolitical shocks).

But gold behaves differently:

• It is a global safe-haven asset – investors move to gold when risk appetite drops
• It tends to rise or hold steady during periods of high uncertainty
• It helps cushion equity-led declines during market falls

Here’s how gold has performed whenever equity markets corrected:

📌 Insight: Even a 5-10% gold allocation can reduce the depth of a portfolio’s fall and speed up recovery.

➡️ Silver: A tactical bet on high-growth industries

Silver behaves differently from gold.
It is not just a precious metal – it is also an industrial metal used in:

• EV batteries
• Solar panels
• Electronics
• Electrical components

Here’s how silver’s supply & demand has been like in the last 5 years:

📌 As these industries expand, industrial demand for both these metals continues to rise – giving their price movement both stability (like a precious metal) and upside potential (like a growth commodity).

➡️ The big picture

Over 15-20 years, gold and silver have returned as much as – sometimes even more than – Indian equities.

📌 Takeaway: Precious metals aren’t just “safe” assets – they’re also strong long-term performers.

➡️ The real question: How much should you own?

Gold and silver can transform a portfolio – but the tricky part is figuring out the right allocation.

🔶 Power Allocation (coming Jan/Feb on PowerUp) will tell you exactly how much gold & silver your portfolio needs – fully personalised to your goals, risk appetite, and existing investments.

Head to the ‘Gold & Silver’ section on the Explore tab to discover.