3 min read • Published 6 Aug 25
Know everything about Power Rebalancing
Table of Contents
We ran an in-depth analysis on 50,000+ user portfolios on PowerUp.
The result: 78% of the investors need rebalancing.
In total INR 128Cr worth missed gains were found.
The
These are real gains that could’ve been yours and this is
How are missed gains calculated
Missed gains represent the
We simulate your actual investment journey — every SIP, lump sum, and withdrawal — and compare it to how the same investments would’ve performed in PowerUp’s top-ranked funds since Jan 2021.
The difference = your missed gains.
Even small improvements matter — a consistent 2–3% increase in annual returns can
That’s the power of compounding and keeping your portfolio in top-form.
What is Power Rebalancing
Power Rebalancing gives you a
With Power Rebalancing you can:
✅ Switch from lagging funds to top-ranked funds
✅ Within the same category (no risk profile change)
✅ Optimised for short term capital gains (STCG) tax and exit load
✅
And it only shows up when there’s a
What went into building this
It took months of effort across our data science, engineering, design, and advisory teams:
– Our SEBI-registered advisors
– Our data team processed
– Designers simplified complex switch recommendations into intuitive user experiences
– Engineers built a system that balances personalization of advisory at scale
– Every switch rule was thoroughly tested to ensure it is
This is built to make
What’s included in Power Rebalancing (and what’s not)
You will only receive a rebalancing plan if we have identified an opportunity in your portfolio which can help you
We only recommend a switch if it makes sense — based on both upside and cost:
Yes, you’ll get a rebalancing plan if:
✅ Missed gains meaningfully outweigh tax and exit costs
✅ Your fund is out-of-form or off-track
✅ You’re overexposed to a single fund (>20%)
No plan will be shown if:
❌ Your investment is recent and there’s insufficient data
❌ Your fund is an Index fund or is Unrated (new fund or part of niche categories)
❌ Your ELSS funds are still under lock-in
❌ You’re already in top-ranked funds or have no missed gains (👏 kudos!)
P.S. Asset Allocation coming soon
Power Rebalancing doesn’t change your risk profile, it just optimizes within the same category. To fine-tune your overall mix of equity, debt, hybrid, etc., Power Allocation is launching soon for Elite members.
The first personalized plans go live on August 15
Power Rebalancing plans will be rolled out for our first 2500+ Elite members between
This is the first time a fully personalized, tax-optimized rebalancing plan is being made available to retail investors, without the complexity or cost of a traditional wealth manager.
If you are not an Elite member then Power Rebalancing could be the most valuable upgrade to your investing journey.
Join Elite by August 15th to secure your personalized plan. If you join after that, you’ll be eligible for the next drop in October.
You can trust us to always be on top of your portfolio
Power Rebalancing is powered by our proprietary Power Ratings and Rankings engine — designed to help you effortlessly gauge how well a fund is performing today, and how confidently it can be held for the future.
These ratings evaluate every fund across:
– Rolling returns (long-term consistency)
– Volatility (risk stability)
– Recent trend performance
– Expert validation (fund manager quality, diversification, mandate discipline)
Our backtested data shows that switching to
Even small improvements matter — a consistent 2–3% increase in annual returns can
Our recommendations are built by in-house experts and fund analysts on 20+ years of data and thoroughly backtested to deliver best outcomes.
Keep a watch on this space. We’re working hard to make mutual fund investing truly effortless for you.
